L
Lisa Mays
8 reviews on Google
5.0
I absolutely love working with Mike! He is knowledgeable, informative and patient. He is truly a great extension to my business. Thank you for being an amazing Lender partner.
Google Review
Your Trusted Source for Real Estate Financing.
We specialize in industry-leading pricing, flexible terms, and trustworthy service to meet the diverse needs of real estate investors.
Why Choose RELM?
Funding that moves with the deal.
Fast, flexible financing with a clear path from quote to close, built around real investor timelines and available program options.
Fast closings availableFlexible program fitDeal structuring expertise
Complete Financing Process
01
Get a Quote
Share the opportunity.
02
Apply
Match the right program.
03
Submit Documents
Complete the package.
04
Underwriting
Review the deal.
05
Approval
Confirm terms.
06
Closing / Funding
Move forward.
Match the Strategy
Turn the deal profile into the right financing path.
After the RELM process makes the path clear, the next step is choosing the structure that fits the property, timeline, and exit strategy.
Buy, improve, resell
Shorter timelines, renovation budgets, and exit-focused underwriting.
Hold rental income
Longer ownership plans shaped around property cash flow and DSCR.
Bridge the next move
Capital structures that can adapt when the deal does not fit a box.
Build from the ground up
Construction financing for experienced builders and developers.
Transform multifamily assets
Bridge and term options for 5+ unit residential properties.
Consolidate the portfolio
Simplify multiple rentals into one financing structure as the portfolio grows.
Program Fit 01
Fix & Flip
For acquisition, renovation, resale, and bridge-style investor deals.
Explore
Program Fit 02
DSCR Rental
For income-producing rentals, refinance scenarios, and long-term holds.
Explore
Program Fit 03
Ground Up
For experienced builders and developers turning residential plans into completed projects.
Explore
Program Fit 04
Multifamily
For 5+ unit residential assets that need bridge capital, stabilization, or term financing.
Explore
Program Fit 05
Rental Portfolios
For investors with 5 or more rentals who want one streamlined portfolio loan.
Explore
Financing Paths
for Every Strategy
Explore the RELM program options behind each strategy, with practical paths from quote to closing.
View Full Program DetailsFix & Flip
Short-term financing options for investors purchasing, renovating, and selling or refinancing residential investment properties.
Learn MoreRental (DSCR)
Rental financing options based on the property's income profile, built for investors buying or refinancing income-producing residential assets.
Learn MoreGround Up
Construction financing for experienced builders, developers, and investors moving residential projects from site and scope to completion.
Learn MoreMultifamily
Bridge and term options for investors and developers acquiring, renovating, stabilizing, refinancing, or holding 5+ unit residential assets.
Learn MoreRental Portfolios
Portfolio loan options for investors with 5+ rental properties who want to consolidate financing and structure capital around the portfolio as a whole.
Learn MoreMarketplace preview
Fresh property flow, ready to review.
Explore approved property opportunities and move from discovery to financing with RELM in one streamlined flow.
View MarketplaceGoogleReviews
See what RELM clients are saying.
A few words from borrowers and partners who worked with the RELM team.
M
Mark Saliba
10 reviews on Google
5.0
Mike and his team were very helpful with my latest home purchase. The lender I was working with was not able to approve the loan so Mike stepped in and helped the purchase move forward seamlessly. Highly recommended.
Google Review
D
Donzella Hartwill
5 reviews on Google
5.0
Mike was great. He answered all of my questions and gave helpful suggestions. I closed 20 Days after going my house.
Google Review
C
Cheryl Harris
5 reviews on Google
5.0
We recently used Mike Harrison to help us purchase our first home, and he was awesome. Mike is a pure professional and he was very responsive throughout the process. We will definitely be recommending him to others in the future.
Google Review